By participating in the meeting-request giveaway (“Giveaway”) and/or the fintech quiz (“Quiz”) (collectively, the “Promotions”), you accept these terms and conditions (“Terms”) and agree to be bound by them. The Promotions are organized and administered by CleverTap Private Limited, a company incorporated under the laws of India with its registered office at Mumbai, Maharashtra, India (“CleverTap”).
The Promotions are being conducted in connection with the Global Fintech Fest (“GFF”) 2026, being held at the Jio World Centre, Bandra Kurla Complex, Mumbai, India from 8–11 September 2026 (the “Event”).
A. Eligibility
- Participants must be at least 18 years of age as on the date of participation and legally competent to contract under the Indian Contract Act, 1872.
- A maximum of one (1) entry per individual is permitted for each Promotion.
- The Promotions are open only to registered attendees of GFF 2026 who visit the CleverTap booth and/or the CleverTap GFF landing page at [insert landing page URL].
- Directors, officers, employees, contractors, and agents of CleverTap, its affiliates, and their immediate family members are not eligible to participate or win.
- Participation is void where prohibited or restricted by applicable law. Each participant confirms that they are eligible to participate in the Promotions and to claim any gift or prize they may win herein.
- No purchase, payment, or other consideration of any kind is necessary to enter or win either Promotion.
B. How to Participate
B.1 Meeting Request Giveaway
Participants may complete the form on the CleverTap GFF landing page by providing their full name, email address, and phone number and requesting a one-to-one meeting with CleverTap at the Event. Participants who submit a complete and valid form, and whose details are successfully verified by CleverTap, will be eligible to receive one (1) copy of the CMO Pulse magazine and one (1) CleverTap goodie bag, subject to availability and while stocks last. Gifts may be collected from the CleverTap booth at the Event, or distributed in such other manner as CleverTap may communicate. Entries open at 10 am everyday from 9 to 11 September 2026 and close on 4pm everyday from 9 to 11 September 2026.
B.2 Fintech Quiz
CleverTap will conduct a fintech quiz consisting of questions designed to assess participants’ knowledge, understanding, and judgment relating to fintech, marketing, customer engagement, and related subjects. Participants shall answer the Quiz questions at the CleverTap booth during the duration of the entries being open. Participants achieving the highest scores, as determined by CleverTap, will be declared winners in accordance with Section E below.
C. Gifts and Prizes
- Giveaway gift: One (1) CMO Pulse magazine and one (1) CleverTap goodie bag per eligible participant, subject to availability.
- Quiz prize: The highest scorer(s) in the Quiz will receive a gift as determined and announced by CleverTap. The prize shall not consist of cash, gift cards, or any cash equivalent.
- All gifts and prizes are non-transferable, non-exchangeable, and not redeemable for cash or any other consideration, in whole or in part. No substitution of any gift or prize is permitted at the request of a participant. CleverTap reserves the right to substitute any gift or prize with another of equal or greater value at its sole discretion, including where the original gift or prize becomes unavailable.
- Gifts and prizes must be claimed in person at the CleverTap booth at the Event on or before [insert date], failing which the entitlement shall stand forfeited, unless CleverTap in its sole discretion communicates an alternative mode of delivery.
- Any costs or expenses incurred in connection with participation or the collection, use, or enjoyment of any gift or prize, other than the gift or prize itself, shall be borne solely by the participant.
D. Nature of the Quiz – Game of Skill
The Quiz is a game of skill in which the outcome is determined predominantly by the participants’ knowledge, judgment, and ability, and not by chance. The Quiz does not constitute a lottery, betting, gambling, or wagering of any nature, and is not a “prize competition” prohibited under the Prize Competitions Act, 1955 or a “lottery” under the Lotteries (Regulation) Act, 1998. No entry fee or consideration is charged for participation.
E. Winner Selection and Decision Making
- Quiz winners will be the participant(s) achieving the highest score(s). In the event of a tie, CleverTap may apply a tie-breaker based on [fastest completion time / additional tie-breaker question(s)] or such other skill-based criterion as it determines.
- Winners will be announced at 4:15pm everyday from 9 to 11 September 2026 and duly notified using the contact details provided at the time of entry or shall be shipped to them post the event. If a selected participant cannot be contacted within a reasonable time, fails to claim the prize, or is disqualified for any reason, they forfeit their right to the prize, and CleverTap may select an alternate winner (being the next highest scorer among the remaining eligible participants).
- A participant is eligible to receive a gift or prize only after their details have been successfully verified by CleverTap. CleverTap may require winners to provide valid photo identification and such other information as may be reasonably necessary (including for tax compliance under Section F) before releasing any prize.
- CleverTap’s decisions regarding all aspects of the Promotions, including eligibility, scoring, selection of winners, and interpretation of these Terms, are final and binding, and no correspondence, claim, or dispute shall be entertained in this regard.
- By accepting a gift or prize, the participant agrees to release CleverTap, its affiliates, and their respective directors, officers, employees, agents, and representatives (collectively, the “Representatives”) from any claims or liabilities arising from participation in the Promotions or the use or misuse of any gift or prize.
F. Taxes
Any taxes, levies, duties, or statutory charges arising in connection with the receipt of any gift or prize shall be borne solely by the winner, in accordance with applicable Indian law, including the Income-tax Act, 1961. Where required under Section 194B of the Income-tax Act, 1961 (including in respect of winnings wholly in kind), CleverTap may, if applicable, before releasing the prize, require the winner to furnish their Permanent Account Number (PAN) and such other documents as may be necessary, and to pay, or provide proof of payment of, the applicable tax, or permit CleverTap to deduct/collect tax as required by law. Failure to comply with these requirements may result in forfeiture of the prize.
G. Data Protection and Communications
- CleverTap will process the personal data provided by participants (including full name, email address, and phone number) in accordance with applicable law, including the Digital Personal Data Protection Act, 2023, and CleverTap’s privacy policy available at https://clevertap.com/privacy-policy/.
- By submitting the landing page form and/or participating in the Quiz, the participant consents to CleverTap and its authorized agents using their personal data for the purposes of administering the Promotions, verifying eligibility, distributing gifts and prizes, and contacting them (including by phone and email) in connection with the requested one-to-one meeting and CleverTap’s products and services.
- Participants may withdraw their consent to marketing communications at any time by following the opt-out mechanism provided in such communications or by contacting CleverTap at [insert contact email]; provided that withdrawal of consent necessary for administration of the Promotions may result in the participant’s inability to participate or claim a gift or prize.
H. Publicity
Except where prohibited by law, participation constitutes the participant’s consent to CleverTap and its agents’ use of the participant’s name, likeness, photograph, and city of residence for promotional and publicity purposes in any media, worldwide, without further consideration, notice, or approval. Winners may be requested (but not compelled) to participate in reasonable publicity activities at the Event, such as photographs at the CleverTap booth.
I. General Conditions
- CleverTap reserves the right, in its sole discretion, to cancel, suspend, extend, withdraw, and/or modify the Promotions, these Terms, or any part thereof, at any time without prior notice, including if it determines that fraud, technical failure, force majeure, regulatory or legal requirement, or any other factor beyond its reasonable control has affected the integrity or proper administration of the Promotions. In such an event, CleverTap may, at its discretion, award the prizes based on eligible entries validly received prior to the time of such action.
- CleverTap reserves the right, in its sole discretion and without prior notice or compensation, to disqualify any individual it finds to be tampering with the entry process or the operation of the Promotions, providing false, incomplete, or misleading information, entering multiple times, or otherwise acting in a manner deemed fraudulent, abusive, unlawful, or disruptive, or in breach of these Terms or the rules of the Event.
- Any attempt by any person to deliberately damage, undermine, or interfere with the legitimate operation of the Promotions may constitute a violation of civil and/or criminal laws, and CleverTap reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law.
- The Promotions are in no way sponsored, endorsed, administered by, or associated with the organizers of GFF 2026.
- All quiz content, questions, materials, and branding used in connection with the Promotions are the intellectual property of CleverTap or its licensors, and no rights therein are granted to participants.
- The failure of CleverTap to enforce any term or provision of these Terms shall not constitute a waiver of such term or provision. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
- These Terms constitute the entire understanding between CleverTap and the participants in relation to the Promotions and supersede all prior communications in this regard.
J. Limitation of Liability
To the maximum extent permitted by applicable law, the Representatives are not liable for: (1) any incorrect or inaccurate information, whether caused by participants, printing errors, or by any of the equipment or programming associated with or utilized in the Promotions; (2) unauthorized human intervention in any part of the entry process; (3) technical failures of any kind, including malfunction of any network, hardware, or software, or human error in the administration of the Promotions or the processing of entries; (4) any injury, loss, or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from participation in the Promotions or the receipt, use, or misuse of any gift or prize; or (5) any error, delay, or fault arising from events outside CleverTap’s reasonable control. If a participant’s entry is confirmed to have been erroneously deleted, lost, destroyed, or corrupted, the participant’s sole and exclusive remedy is another entry in the relevant Promotion, where feasible.
K. Governing Law and Disputes
These Terms and the Promotions shall be governed by and construed in accordance with the laws of India, without regard to conflict-of-laws principles. All disputes, claims, or controversies arising out of or relating to these Terms or the Promotions shall be subject to the exclusive jurisdiction of the competent courts at Mumbai, Maharashtra, India, and each participant irrevocably consents to the jurisdiction of such courts. In no event shall attorneys’ fees be recoverable, and under no circumstances will a participant be entitled to claim, and each participant hereby waives all rights to claim, indirect, punitive, incidental, consequential, special, exemplary, or other non-direct damages, or any damages exceeding the value of the gift or prize in question.